Invest 6 Best Mutual Fund Investment Plans in India 2022

Invest 6 Best Mutual Fund Investment Plans in India 2022

Mutual Fund attracts investors due to their attractive returns. In today’s time, we provide options for many types of Mutual Funds schemes.
You have to choose the best Mutual Fund scheme for yourself. So that you can achieve your goals.

Invest 6 Best Mutual Fund Investment Plans in India

Choosing the Best Mutual Funds can be a daunting task in the presence of many options. Today we will tell you 6 Best Mutual Funds to invest in 2022 and Best Mutual Funds to invest long term in which you can invest.

We will tell you the Top Mutual Funds to invest in from different categories. You can choose the mutual fund according to your need. You can also keep these funds in your portfolio for the long term.

Large Cap Fund

According to the new rules of SEBI, now Large Cap Funds will have to invest only in companies with the 100 largest market capitalization of the country.

Large Cap Funds are less risky than other funds due to their investment in large companies. Passive funds can be a great option in the Large Cap Fund category. The expense ratio is also less in the passive fund than in the active fund.

1. HDFC Index Sensex Fund

This fund is passive. Due to the following reasons, this fund has become the Best Mutual Funds to invest in –

In large-cap funds, the value of index funds increases after the restrictions imposed in choosing stocks.

  • There is a huge difference in the expense ratio of Large Cap Funds and Index Funds. This gives higher returns in index funds.
  • In Large Cap Funds, only a maximum of 10% can be invested in a stock. You can buy index funds in any quantity.
  • Large Cap Funds have failed to outperform the market due to SEBI restrictions. Therefore, if you want, you can also take an index fund instead of a large-cap fund.
  • The direct plan of this mutual fund has given a return of 14.60% from the launch date. You can start it from ₹ 500.

Note- While choosing an index fund, pay attention to the alpha and beta ratio as well, this fund has an alpha of 0.24 and a beta ratio of 1.01.

Large & Mid Cap Fund

It is a great mutual fund. This mutual fund includes both large-cap and mid-cap.
This mutual fund has generated decent returns of 26.04% since its launch date.

2. Mirae Asset Emerging Bluechip Fund

Properties

  • The fund’s portfolio consists of a total of 64 stocks.
  • NIFTY Large Midcap is 250 TRI.
  • You can start SIP from ₹1,000 and lump sum from ₹5,000.
  • Consistently beating its benchmark.
  • This fund has an alpha ratio of 6.09 that gives generated good returns from its benchmark.
  • The beta ratio is 0.99 which is in line with the benchmark.
  • Rating- 5 stars.

Mid Cap Fund

According to the new rules of SEBI, investments can be made in Mid Cap Funds only from the 101st company to the 250th company with the largest market capitalization in the country. Mid Cap Funds, the fund manager prepare the best portfolio in only 150 companies.

Mid-cap funds are also popular for higher returns than large-cap funds. But there are more risks in it.

3- Axis Midcap Fund

Properties

  • It is made up of 59 stocks.
  • The benchmark is S&P BSE Mid Cap TRI.
  • The fund has an alpha ratio of 7.94
  • The beta ratio is 0.71, which is less volatile.

Flexi Cap Fund

This fund is the most popular category among investors, for this, we need to know the new rules of SEBI.

Flexi Cap Fund is such a category that is free or flexible to choose the fund, and it has come out on the lines of the multi-cap scheme
65% of the allocation will be in equity and equity-oriented funds. Invest in large-cap, mid-cap, or small-cap according to the fund manager.

Whereas in the multi-cap category, the fund manager has limited options to invest in any category of his choice.

4. Parag Parikh Flexi Cap Fund

Properties

  • It is made up of 26 shares.
  • Benchmark- NIFTY 500 is TRI.
  • The alpha ratio is 11.84 which is the best alpha ratio.
  • The beta ratio is 0.73.

Small Cap Fund

This cap fund gives high returns with high risk. In smallcap, money is invested in small startup companies.

5. Axis Small Cap Fund

Axis Small Cap Fund gives good returns as compared to other companies

This fund has given a return of 26.88% since its launch date. The expense ratio of this fund is 0.38% which is quite low. A low expense ratio helps in choosing mutual funds.

Properties

  • Its portfolio is made up of 59 stocks.
  • Benchmark- NIFTY Smallcap is 100 TRI.
  • The alpha ratio is 12.50.
  • The fund has a beta ratio of 0.73, which is less volatile.

ELSS Fund

ELSS means an Equity-linked saving scheme. By investing in ELSS funds, you get exemption under section 80(c) of Income Tax on investments up to ₹1,50,000. There is a lock-in period of 3 years on investments made in these types of funds.

6. Mirae Asset Tax Saver Fund

This fund has performed best in the ELSS category and is expected to do well going forward. Since then this fund has given an annual return of 23.71%.

Properties

  • Portfolio – Consists of 60 stocks.
  • Benchmark- NIFTY 200 is TRI.
  • The alpha ratio is 4.92.
  • The beta ratio is 0.99.

You can start investing in this fund with ₹ 500. Presently the fund manager of Mirae Asset Tax Saver Fund is Nilesh Surana. This fund has been rated 4 stars by Crisil Rating Agency and 5 stars by Value Research.

Conclusion

Creating wealth by saving is a good habit. The younger you start investing in mutual funds, the better returns you get. You can diversify your portfolio with the help of the above categories of mutual funds. Also, you should review your portfolio from time to time.

I hope you like this information ” 6 Best Mutual Fund Investment Plans in India” about Best Mutual Funds to invest in, If you have any questions, then post your comment below.

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