Apply for 5 best medical insurance plans in India 2021

Apply for 5 best medical insurance plans in India 2021

Significant progress has been made in medical technology in the last few decades, with the help of which it is now possible to treat many such diseases, which were not there before.

Apply for 5 best medical insurance plans in India 2021

With the advent of new technology continuously, the cost of treatment has also increased significantly. This expenditure is becoming a matter of concern for middle-class people.

Due to the high cost of operations, medical procedures, medicines, and other medical expenses, every person must take a health insurance plan.

Expert Advice

Let us know about some health insurance plans and their benefits as well as premiums.

According to the experts of the insurance sector, everyone must have a good health policy. But choosing the right health policy is a daunting task.

Let us know the facilities in health policies. and To Apply for the 5 best medical insurance plans in India

Apply for 5 best medical insurance plans in India 2021

1-Apply for HDFC ERGO Medical Silver Insurance

This policy has been designed to ensure medical treatment without worrying about the cost.

This policy has the flexibility to choose any room in the hospital.

Along with this, there is also an option to get coverage for Maternity and Critical Illness. You can buy this policy by spending Rs 621 per month.

The premium for this health insurance plan is calculated for 2 adults. (assuming the age of the elder member is 30 years).
Provide Rs 5 lakh cover policy for 1 year.

Benefits of HDFC ERGO Health Suraksha Silver Plan

apply for medical insurance                             ——————-Learn More—————–

  1. Post-hospitalization expenses like room rent, operation theater charges, ICU charges, etc., are covered in this policy.
  2. Daycare procedures are covered for up to 144 days.
  3.  The expenses incurred on the treatment of the organ donor are covered.
  4.  Domiciliary hospitalization covered at home
  5. Pre-hospitalization expenses up to 60 days
  6. Post-hospitalization amounts are covered for up to 90 days
  7.  In addition, the expenses incurred for AYUSH treatment are payable. 

2-Apply for Religare Care Medical Insurance Plan

A comprehensive health insurance plan prevent you and your family from the financial risks of sudden medical expenses

This plan provides basic and value-added health coverage. You can purchase for an individual or the entire family.

This policy gets by just paying Rs.845 per month. -The premium for these health insurance plans is calculated for 2 adults (assuming the age of the elder member is 30 years).

Provide Rs 5 lakh cover for 1 year.

Benefits of Religare Care Health Insurance Plan

apply for medical insurance

                          ——————-Learn More—————–

  1. Room rent, nursing expenses, doctor’s fees, medicines, etc., are covered during treatment in the hospital.
  2. Pre-hospitalization expenses are covered up to 30 days before hospitalization.
  3. Post-hospitalization expenses are covered up to 60 days after discharge from the hospital.
  4. Up to 170 days to cover required hospitalization for less than 24 hours
  5. Domiciliary hospitalization taken at home covers up to 10% of the sum assured.

3- Apply Max Bupa's medical Insurance Plan

This plan provides complete health cover for you and your family.

Also, in this plan, you can avail yourself of facilities like cashless medical facilities and faster claim settlement. You can buy this health plan by paying Rs 917 per month.

The premium for this health insurance plan is calculated for 2 adults (assuming the age of the elder member is 30 years).

These health insurance plans cover Rs 5 lakh for 1 year.

Benefits of Max Bupa’s Health Insurance Plan Companion

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                          ——————-Learn More—————–

  1. This policy covers hospital expenses. Also, there is no ceiling on room rent.
  2. Post-hospitalization expenses are covered up to 30 days before hospitalization and 60 days after discharge.
  3. All daycare procedures/surgeries are covered.
  4. Organ donor treatment is covered before organ donation.

4- Apply for Star Family Medical Insurance Plan

This plan offers family health cover at an affordable premium.

By taking this plan, you get complete coverage, and you do not have to worry about the medical bills of yourself and your family. just spend Rs 973 per month.

The premium for this health insurance plan is calculated for 2 adults (assuming the age of the elder member is 30 years).

These health insurance plans cover Rs 5 lakh for 1 year.

Benefits of Star Health Optima Plan for family

apply for medical insurance

                        ——————-Learn More—————–

  1. Hospitalization expenses like room rent, boarding and nursing expenses, etc., are covered in this policy.
  2. All daycare procedures are covered.
  3. Pre-hospitalization expenses are covered within 60 days
  4. Domiciliary hospitalization taken at home is covered.
  5. Organ donor expenses are covered to the extent mentioned in the policy.

5- Active Health Essentials Health Insurance Plan

This health policy from Aditya Birla Group provides cover to meet your health care needs. This policy provides comprehensive coverage and also rewards you for maintaining good health.

  • In this, you will also get cover for chronic diseases like diabetes, cholesterol, high blood pressure, and asthma. You can take this policy at Rs 833 per month.
  • The premium for this health insurance plan is calculated for 2 adults (assuming the age of the elder member is 30 years).
  •  Insurance cover of Rs 5 lakh for 1 year

Benefits of Active Health Essential Insurance Plan

apply for medical insurance

  1. Post-hospitalization expenses such as room rent, operation theater charges, doctor’s fees, etc., are covered in this policy.
  2. Expenses covered up to 30 days before hospitalization.
  3. Expenses are covered up to 60 days after discharge from the hospital.
  4. Covers up to 527-day care procedures that require hospitalization for less than 24 hours.
  5. Domiciliary hospitalization cover taken at home is provided as per the terms and conditions specified in the policy.

Conclusion

The health insurance that I have told you above is one of the best insurance plans in India, and it is also available at a cheap and affordable price.

By taking these insurance plans, you can get maximum coverage for less money and can claim anytime, when you get injured.

So without thinking much, apply for these 5 health insurance plans, so that you can keep yourself and your family safe.

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