5 best guide to buy domestic and foreign travel insurance company in India 2021

5 best guide to buy domestic travel insurance company in India

In our country, A lot of travel is done by middle class and business travelers, so we must take a travel insurance policy.

It is required to take an insurance policy for long and often difficult journeys.

5 best guide to buy domestic travel insurance in India

If you want to travel without tension then you need to choose the right insurance policy.

That’s why you need to take the right travel insurance policy, today in this blog, and I will explain to you some popular travel insurance policies.

Table of content

  1. Bharti Axa Travel Insurance
  2. HDFC Ergo
  3. SBI General Insurance
  4. Bajaj Allianz Travel Insurance
  5. Reliance Travel Insurance
  6. FAQ/ Frequently asked questions

Best domestic and foreign travel insurance India 2021

1- Bharti Axa Travel Insurance

This company provides insurance for individual travelers and those traveling with family.

The company has many types of travel plans, such as single trip, multi-trip, domestic and there are different plans for abroad,

This company provides pre-visa travel insurance to travelers to 26 countries, and it comes under the European Union, known as Schengen countries.

5 best guide to buy domestic travel insurance in India

Features and benefits

  • The age limit is from 3 to 60 years
  • The cover provides for any loss caused in the journey.
  • To provide cover for high uncertainties at a low premium amount.
  • If you travel alone, there are different plans designed to meet your needs.
  • Provide Health and death cover for personal accident or death.
  • Also, get covers for loss of passport and check-in baggage.

2- HDFC Ergo travel Insurance

If you are a student and want to go abroad for higher education, then HDFC ergo provides you cover under the International Student Protection Scheme.

The plan provides emergency medical expenses, medical evacuation, accidental death, body repatriation, emergency dental expenses, permanent disability, and loss of checked-in baggage.

The plan also provides cover in case of loss of passport.

  • HDFC ERGO covers medical emergency expenses
  • It will provide emergency dental expenses in policy.
  • It also provides medical evacuation, accidental death in the policy.
  • Providing hospital daily cash allowance in the policy.

3- SBI General Insurance

Sbi travel insurance company provides single-trip from 1 day to 180 days and multi-trip travel insurance from 1 to 365 days.

This travel policy provides cover for medical expenses and provides $25000 cover for passport damage, personal accident and travel Deduction, emergency included.

It also provides a $2000 cover for hospitalized.

5 best guide to buy domestic travel insurance in India

Features and benefits

  1. The sum assured of the medical costs incurred during the journey, such as repatriation and evacuation to the passenger can range from USD 50,000- USD 5,00,000.
  2. Reimbursement for loss of home burglary, flight cancellation or delay, trip cancellation or delay, checked baggage up to USD 2000, hijack cover, medical and hospitalization expense cover.
  3. $2000 cover for kidnapping cover during travel, medical, and hospitalization.
  4. cashless transaction
  5. Risk cover worldwide
  6. 24*7 Support Services

4- Bajaj Allianz Travel Insurance

The company offers both domestic and international cover for your family, students and senior citizens, and business trips.

The company offers travel plans in various regions of Asia and excursions in India and provides the best plans for corporate travel.

1- This company has divided the plans into three sections,

  1. Travel Companion Plan, 
  2. Travel Elite Plan 
  3. Travel Prime Plan

For student 

  1. Study Companion Plan, 
  2. Student Elite Plan
  3. Student Prime Plan
5 best guide to buy domestic travel insurance in India

Features and benefits

  1. Bajaj Allianz Travel Insurance is popular and trusted policy in the market, hence it has an IAAA rating from ICRA.
  2. Provides cover for personal losses and emergencies while traveling.
  3. Protects against loss of passport in a travel
  4. Provides cashless payment facility
  5. If your luggage is missing and you are absent there, then the company provided cover.

5- Reliance Travel Insurance

This policy is a concern of Reliance General Group, which is owned by Anil Ambani group.

Like the rest of the company, this company also offers travel insurance plans to solo travelers, senior citizens, and students.

It designs travel policies for Asia, Schengen, the USA and Canada, and some places.

This company offers three types of plans, Standard, Silver, Gold, and Platinum plans, and the sum insured ranges from $50,000 to $500,000.

reliance travel insurance 5 best guide to buy domestic travel insurance in India

Features and benefits

  1. This company is certified by ISO 9001:2000
  2. It provides you with a customized travel insurance policy.
  3. It provides insurance to passengers in the age group of 6 months to 80 years.
  4. One can avail of insurance plans for foreign and domestic travel, including Schengen travel, multi-trip, or group plans
  5. 24x 7 Customer Support.
  6. The premiums of their plans are very affordable.

6- FAQ/ Frequently asked questions

Q.1. Why should you take best domestic travel insurance India?

We all travel abroad or domestic for pleasure travel, business trip, and study, it costs a lot of money, and something untoward happens with you, then you suffer many problems, so If you have travel insurance, then you are safe and save from many types of responsibilities.

Q.2. Who can take best domestic travel insurance India?

Travelers can take travel insurance, including businessmen, corporate executives, students, and the entire family.

Q.3. How will we deliver the policy once we have taken it?

If you choose any travel insurance plan, then whatever you pay, that company will send you an email on your registered email id.
Along with this, if you call for a hard copy, then the company will send you by courier to your address.

Q.4. There are more than 90 days left for my travel start date, but I need my travel insurance policy for my visa. What should I do?

In general, if seen, some company does not provide you insurance, but some company provides you insurance 30 days in advance,
You should go for the Bajaj Allianz plan, which gives you 30 days insurance.

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